Manage credit risk authorization and delegation for your whole enterprise and at each decision-making point across the end-to-end credit lifecycle. 

The Credit Policy module of the CRIF Credit Management Platform manages credit risk authorization and delegation for your whole enterprise and at each decision-making point across the end-to-end credit lifecycle.

With this module you can:

  • Manage decision making role & authority assignment,
  • Modify credit policy according to senior management goals,
  • Have automatic delegation through a risk weighted asset assessment that is integrated into your day-to-day credit processes and that can also br aligned with central bank RWA requirements,
  • Achieve consistent decisions and risk appetite enforcement.

Contact us to discover how the Credit Policy module of the CRIF Credit Management Platform can help you to improve credit risk management effectiveness and efficiency throughout your organization.

Credit Management Platform: Packaged Modules

Governance & Reporting

Achieve strategic goals, optimize decision-making and overall performance with the Governance & Reporting module of the CRIF Credit Management Platform.

Engagement

Excel at targeting the right customers and bringing on new business with the Engagement module of the CRIF Credit Management Platform.

Origination

Streamline account opening and loan origination processes end-to-end with the Origination module of the CRIF Credit Management Platform.

Customer Portfolio Management

Stay on top of portfolio risks and customer opportunities with the Customer Portfolio Management module of the CRIF Credit Management Platform.

CLever: Debt Collection & Recovery

CLever provides complete and streamlined management of the collection process, from early collection through late collection and recovery.

Rating Assignment

Apply best-in-breed techniques to automatically assign ratings to credit exposures across the credit value chain with the Rating Assignment module of the CRIF Credit Management Platform.

CRIF Data Model

The complete data management solution for credit risk information across your enterprise.

Advisory Expert System

The sales & relationship managers’ tool for complete, low-effort business risk evaluation.

Price Optimization

Determines the optimum pricing to achieve the right balance of competitivity with default risk.